diff --git a/src/entities/common/api/use-codes-select-mutation.ts b/src/entities/common/api/use-codes-select-mutation.ts
index 8285717..4fd14d4 100644
--- a/src/entities/common/api/use-codes-select-mutation.ts
+++ b/src/entities/common/api/use-codes-select-mutation.ts
@@ -22,12 +22,12 @@ export const codesSelect = ({
 }: CodesSelectParams) => {
   if(method === 'get'){
     return resultify(
-      axios.get<CodesSelectGetResponse>(API_URL.codesSelect()),
+      axios.get<CodesSelectGetResponse & CodesSelectPostResponse>(API_URL.codesSelect()),
     );
   }
   else{
     return resultify(
-      axios.post<CodesSelectPostResponse>(API_URL.codesSelect(), {
+      axios.post<CodesSelectGetResponse & CodesSelectPostResponse>(API_URL.codesSelect(), {
         codeCl,
         colNm,
         code1,
@@ -38,8 +38,8 @@ export const codesSelect = ({
   }
 };
 
-export const useCodesSelectMutation = (options?: UseMutationOptions<CodesSelectGetResponse | CodesSelectPostResponse, CBDCAxiosError, CodesSelectParams>) => {
-  const mutation = useMutation<CodesSelectGetResponse | CodesSelectPostResponse, CBDCAxiosError, CodesSelectParams>({
+export const useCodesSelectMutation = (options?: UseMutationOptions<CodesSelectGetResponse & CodesSelectPostResponse, CBDCAxiosError, CodesSelectParams>) => {
+  const mutation = useMutation<CodesSelectGetResponse & CodesSelectPostResponse, CBDCAxiosError, CodesSelectParams>({
     ...options,
     mutationFn: ({
       codeCl,
diff --git a/src/entities/common/model/store.ts b/src/entities/common/model/store.ts
index 14bc0ad..0bb9f88 100644
--- a/src/entities/common/model/store.ts
+++ b/src/entities/common/model/store.ts
@@ -10,6 +10,12 @@ export interface BannerInfoState {
 export interface CommonState {
   serviceCodes: Array<any>;
   setServiceCodes: (update: SetStateAction<Array<any>>) => void;
+  creditCardList: Array<any>;
+  setCreditCardList: (update: SetStateAction<Array<any>>) => void;
+  bankList: Array<any>;
+  setBankList: (update: SetStateAction<Array<any>>) => void;
+  virtualBankList: Array<any>;
+  setVirtualBankList: (update: SetStateAction<Array<any>>) => void;
 };
 
 const initialBannerInfoState = {         
@@ -51,5 +57,41 @@ export const createCommonStore = lens<CommonState>((set, get) => ({
           ]
         };
     });
-  }
+  },
+  setCreditCardList: (update) => {
+    set((state: CommonState) => {
+      const newCreditCardList = (typeof update === 'function')
+        ? update(state.creditCardList): update;
+        return {
+          ...state,
+          creditCardList: [
+            ...newCreditCardList
+          ]
+        };
+    });
+  },
+  setBankList: (update) => {
+    set((state: CommonState) => {
+      const newBankList = (typeof update === 'function')
+        ? update(state.bankList): update;
+        return {
+          ...state,
+          bankList: [
+            ...newBankList
+          ]
+        };
+    });
+  },
+  setVirtualBankList: (update) => {
+    set((state: CommonState) => {
+      const newVirtualBankList = (typeof update === 'function')
+        ? update(state.virtualBankList): update;
+        return {
+          ...state,
+          virtualBankList: [
+            ...newVirtualBankList
+          ]
+        };
+    });
+  },
 }));
diff --git a/src/entities/common/model/types.ts b/src/entities/common/model/types.ts
index d394b56..7e116d6 100644
--- a/src/entities/common/model/types.ts
+++ b/src/entities/common/model/types.ts
@@ -98,7 +98,7 @@ export interface CodesSelectParams {
   colNm?: string;
   code1?: string;
   code2?: string;
-  useCl?: string;
+  useCl?: number;
   method: 'get' | 'post';
 };
 export interface CodeListItem {
diff --git a/src/widgets/sub-layout/index.tsx b/src/widgets/sub-layout/index.tsx
index 2f3b16a..83242d9 100644
--- a/src/widgets/sub-layout/index.tsx
+++ b/src/widgets/sub-layout/index.tsx
@@ -10,7 +10,12 @@ import { FooterNavigation } from '@/widgets/navigation/footer';
 import { PullToRefresh } from '@/widgets/pull-to-refresh/pull-to-refresh';
 import { useNavigate } from '@/shared/lib/hooks';
 import { useScrollToTop } from '@/shared/lib/hooks/use-scroll-to-top';
-import { HeaderType } from '@/entities/common/model/types';
+import { 
+  CodeListItem, 
+  CodesSelectParams, 
+  CodesSelectPostResponse, 
+  HeaderType 
+} from '@/entities/common/model/types';
 import { useHomeGroupsMutation } from '@/entities/home/api/use-home-groups-mutation';
 import { useUserInfo } from '@/entities/user/lib/use-user-info';
 import { useAppBridge } from '@/hooks';
@@ -19,11 +24,11 @@ import { getLocalStorage, setLocalStorage } from '@/shared/lib';
 import { StorageKeys } from '@/shared/constants/local-storage';
 import { HomeGroupsParams, HomeGroupsResponse } from '@/entities/home/model/types';
 import { BusinessPropertyByMidParams, BusinessPropertyByMidResponse, LoginResponse, ShortcutUserParams, ShortcutUserResponse, UserFindAuthMethodParams, UserFindAuthMethodResponse } from '@/entities/user/model/types';
-import { useCodesListByCodeClMutation } from '@/entities/common/api/use-codes-list-by-codeCl-mutaion';
 import { useShortcutUserMutation } from '@/entities/user/api/use-shortcut-user-mutation';
 import { useShortcutDefaultMutation } from '@/entities/user/api/use-shortcut-detault-mutation';
 import { useBusinessPropertyByMidMutation } from '@/entities/user/api/use-business-property-by-mid-mutation';
 import { useUserFindAuthMethodMutation } from '@/entities/user/api/use-user-find-authmethod-mutation';
+import { useCodesSelectMutation } from '@/entities/common/api/use-codes-select-mutation';
 
 export interface ContextType {
   setOnBack: (onBack: () => void) => void;
@@ -36,7 +41,12 @@ export interface ContextType {
   setFavoriteEdit: (favoriteEdit?: boolean) => void;
 };
 
-export interface CallServiceCodeProps {
+export interface CallCodesSelectProps {
+  codeCl: string;
+  code1Filter?: Array<any>;
+};
+export interface OnSetCommonCodesProps {
+  data: Array<CodeListItem>;
   codeCl: string;
   code1Filter?: Array<any>;
 };
@@ -62,7 +72,7 @@ export const SubLayout = () => {
 
   const { isNativeEnvironment } = useAppBridge();
   const { mutateAsync: homeGroups } = useHomeGroupsMutation();
-  const { mutateAsync: codesListByCodeCl} = useCodesListByCodeClMutation();
+  const { mutateAsync: codesSelect} = useCodesSelectMutation();
   const { mutateAsync: shortcutUser } = useShortcutUserMutation();
   const { mutateAsync: shortcutDefault } = useShortcutDefaultMutation();
   const { mutateAsync: businessPropertyByMid } = useBusinessPropertyByMidMutation();
@@ -92,11 +102,7 @@ export const SubLayout = () => {
       setLoginSuccess(true);
       setHeaderNavigationKey(headerNavigationKey + 1);
 
-      let filter0022: Array<string> = ['01', '02', '03', '05', '14', '21', '24', '26', '31'];
-      callServiceCode({
-        codeCl: '0022', 
-        code1Filter: filter0022
-      });
+      
     });
   };
 
@@ -206,21 +212,59 @@ export const SubLayout = () => {
     callLogin(userParmas).then(() => {
       callHomeGroups();
       callShortcutUser();
+
+      callCodesSelect({ codeCl: '0001' });
+      callCodesSelect({ codeCl: '0002' });
+
+      let filter0022: Array<string> = ['01', '02', '03', '05', '14', '21', '24', '26', '31'];
+      callCodesSelect({
+        codeCl: '0022', 
+        code1Filter: filter0022
+      });
+
+      callCodesSelect({ codeCl: '0074' });
+
     }).catch((error: any) => {
       setLoginSuccess(false);
     });
   }, []);
 
-  const callServiceCode = ({
+  const callCodesSelect = ({
     codeCl, 
     code1Filter
-  }: CallServiceCodeProps) => {
-    let params = {
-      codeCl: codeCl
+  }: CallCodesSelectProps) => {
+    let params: CodesSelectParams = {
+      codeCl: codeCl,
+      useCl: 0,
+      method: 'post'
     };
-    let options = [];
-    codesListByCodeCl(params).then((rs) => {
-      options = rs.map((value, index) => {
+    
+    codesSelect(params).then((rs: CodesSelectPostResponse) => {
+      if(rs){
+        onSetCommonCodes({
+          data: rs.codeList, 
+          codeCl: codeCl, 
+          code1Filter: code1Filter
+        });
+      }
+    });
+  };
+
+  const onSetCommonCodes = ({
+    data,
+    codeCl,
+    code1Filter
+  }: OnSetCommonCodesProps) => {
+    if(codeCl === '0001'){
+
+      useStore.getState().CommonStore.setCreditCardList(data);
+    }
+    else if(codeCl === '0002'){
+      useStore.getState().CommonStore.setBankList(data);
+    }
+    else if(codeCl === '0022'){
+      let options = [];
+      options = data.map((value, index) => {
         return {
           name: value.desc1,
           value: value.code1
@@ -231,12 +275,19 @@ export const SubLayout = () => {
           return code1Filter.includes(value.value);
         });
       }
-      options = options.sort((a, b) => a.value - b.value);
+      options = options.sort((a, b) => {
+        if(a > b) return 1;
+        else if(a < b) return -1;
+        else return 0;
+      });
       options.unshift({
         name: '전체', value: ''
       });
       useStore.getState().CommonStore.setServiceCodes(options);
-    });
+    }
+    else if(codeCl === '0074'){
+      useStore.getState().CommonStore.setVirtualBankList(data);
+    } 
   };
 
   const saveToken = (token: LoginResponse) => {